October 20, 2026

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Settlement Agreements: What You Are Being Offered, and What It Is Worth

A settlement agreement only binds you if you have taken independent advice on it, which is why your employer is offering to pay for that advice. An Acas COT3 needs no advice at all. Here is how to read the document in front of you, and the money behind it.

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October 20, 2026

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Totting Up: Keeping Your Licence at 12 Points

Twelve penalty points normally means a disqualification of at least six months. A court can shorten it, or impose none, but only on proof of exceptional hardship, and the bar is higher than most people expect.

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October 17, 2026

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Who Inherits If There Is No Will? The Intestacy Rules

When someone dies without a will, a fixed statutory order decides who gets what, and nobody has any discretion to depart from it. A long-term unmarried partner inherits nothing, and jointly owned property never enters the estate at all.

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